PRIVACY POLICY

Credify CE ("Credify CE," "we," "us," or "our") takes the privacy of visitors and users seriously. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services (collectively, the "Services").

By accessing or using the Services, you agree to this Privacy Policy.

1. Scope

This Privacy Policy applies to all Credify CE–owned and operated websites, products, and services, and to personal information collected from:

• Visitors to our website
• Users of our educational services
• Individuals who contact us via email or forms

This Policy applies only to personal information collected by Credify CE and does not apply to third-party websites or services.

2. Information We Collect

2.1 Personal Information You Provide

When using our Services, you may provide personal information, including:

• Name
• Email address
• Mailing address
• Phone number
• Payment information (processed by third-party payment processors)
• Professional information (e.g., Enrolled Agent status)
• Account login credentials
• Communications you send to us

We collect this information only as permitted by law and, where applicable, for regulatory and compliance purposes.

2.2 Information Collected Automatically

When you visit our website, we may automatically collect certain information, including:

• IP address
• Browser type
• Device information
• Operating system
• Pages viewed and time spent on the site
• Referring URLs

This information is collected through cookies and similar technologies to help us operate, improve, and secure our Services.

3. Cookies and Tracking Technologies

We use cookies and similar technologies to improve functionality and analyze site performance.

Types of Cookies We Use

You may control cookies through your browser settings. Disabling cookies may affect site functionality.

4. How We Use Your Information

We use personal information to:

• Provide and operate our Services
• Process payments and issue course access
• Deliver certificates and compliance reporting (where applicable)
• Communicate with users regarding services or updates
• Improve site performance and user experience
• Detect and prevent fraud or misuse
• Comply with legal and regulatory obligations

We do not sell personal information.

5. Sharing and Disclosure of Information

We may share your information only as follows:

5.1 Service Providers

We share information with trusted third-party service providers who perform services on our behalf, such as:

• Payment processing (e.g., Stripe)
• Hosting and infrastructure
• Analytics and site monitoring
• Email and customer support tools

These providers may access information only to perform their services and are contractually required to protect it.

5.2 Legal and Regulatory Requirements

We may disclose information if required to:

• Comply with applicable laws or regulations
• Respond to lawful requests from government agencies
• Protect the rights, property, or safety of Credify CE or others

For IRS-approved CE courses, we may be required to share completion data with the IRS.

5.3 Business Transfers

If Credify CE is involved in a merger, acquisition, or sale of assets, user information may be transferred as part of that transaction.

6. Data Storage and Transfers

Credify CE operates in the United States. Your information is stored and processed in the U.S. By using the Services, you consent to this transfer and processing.

We use reasonable safeguards to protect your information, but no system can guarantee absolute security.

7. Data Security

We use commercially reasonable administrative, technical, and physical safeguards to protect personal information. However, no transmission over the Internet is completely secure, and we cannot guarantee absolute security.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review their privacy policies.

9. Children's Privacy

Our Services are not directed to children under 13, and we do not knowingly collect personal information from children under 13.

10. California Privacy Rights (CCPA)

If you are a California resident, you have the right to:

• Request access to personal information we collect
• Request deletion of your personal information
• Know the categories of information collected and shared
• Not be discriminated against for exercising privacy rights

Credify CE does not sell personal information.

How to Exercise Your Rights

You may submit requests by contacting us at:

We may verify your identity before processing requests, as required by law.

11. Do Not Track Signals

There is no uniform industry standard for responding to "Do Not Track" signals. At this time, Credify CE does not respond to such signals.

12. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated "Last Updated" date.

Continued use of the Services constitutes acceptance of the revised policy.

13. Contact Information

If you have questions or concerns about this Privacy Policy, contact us at: